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Ultra helps you buy, sell, save, send, receive, and spend across crypto and local currency — with QR, Nearby, NFC, wallets, cards, and instant exchange.
Verified businesses, so customers
know who they're paying
A receipt for every sale, ready to
share
Regulated services delivered through
licensed partners
Customers can pay with any currency (fiat or crypto) and the sale arrives in your business wallet in your preferred settlement currency. No converting by hand, no chasing transfers.

Create orders in a few taps. Put the QR code at your till, or paste the payment link into a chat, a social page, or your website. Set a fixed amount or let the customer enter one.

Add your customer, the line items, and a due date. They get an invoice with a pay button on it. When they pay, the invoice is marked paid and the money follows the same path to your wallet.

You always know where a payment is. Each sale moves through three stages, and the history is there when you need it.

Keep business money apart from your own, with its own balance and history.

Send money to a supplier or anyone from your business balance.

Move your settled balance to your bank account when you choose.

Download sales and settlement history for your books.

Add your business name and details so invoices look like yours.

Let staff take payments without handing over the whole account.
Whether you trade digital assets, freelance across continents, or run a local business, Ultra
flexes to your workflow.

Put a QR code at the till. Customers scan and pay, and you see every sale as it lands.

Send a payment link in the chat or add it to your site. Customers pay with crypto or naira, you receive one currency.

Send an invoice they can pay straight from the document, then track it until the money is in your wallet.
Find answers to common questions about payments, settlements, and managing your Ultra business account.
Customers can pay with fiat or crypto. You choose the currency you settle in, so the sale arrives as one amount in your wallet.

Our financial management platform is transforming the way people manage their money. Here's what some of our users have to say about their experience
